1. Introduction

These Terms and Conditions (“Terms”) govern your use of the Eido Capital website and any engagement with our services.

By accessing this website or submitting an application, you agree to be bound by these Terms.

These Terms must be read together with our Privacy Policy, which governs the collection, use, and protection of your personal information and is available on our website. The Privacy Policy forms part of the overall framework governing your relationship with Eido Capital, though it constitutes a separate document.

2. Nature of Services

Eido Capital provides short-term, structured credit solutions, including:

• Bridging finance
• Asset-backed capital
• Transaction-based funding arrangements

All services are subject to individual assessment, structuring, and approval.

Nothing on this website constitutes a binding offer of finance.

3. No Guarantee of Approval

Submission of an enquiry or application does not guarantee approval.

All transactions are assessed based on:

• Asset quality
• Transaction structure
• Risk profile
• Legal and practical considerations

Eido Capital reserves the right to decline any application without being required to provide reasons.

4. Accuracy of Information

You agree that all information provided to Eido Capital is:

• True and accurate
• Complete
• Not misleading

Providing false or incomplete information may result in:

• Rejection of the application
• Termination of any agreement
• Legal action where applicable

5. Use of Website

You agree not to:

• Use the website for unlawful purposes
• Attempt to gain unauthorised access to any system or data
• Interfere with or disrupt website functionality

All content on this website remains the intellectual property of Eido Capital and may not be reproduced or distributed without prior written consent.

6. Confidentiality and Privacy

All personal information submitted to Eido Capital is treated confidentially and processed in accordance with our Privacy Policy, which sets out in detail how we collect, use, store, and protect your information.

You agree not to disclose any confidential information received from Eido Capital to any third party without prior written consent.

7. Fees and Pricing

All fees, charges, and repayment terms are:

• Determined on a per-transaction basis
• Disclosed in full prior to conclusion of any agreement
• Documented in the relevant facility agreement

No obligation arises on either party until a formal written agreement has been duly signed.

8. Limitation of Liability

To the fullest extent permitted by law, Eido Capital shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from:

• Any loss arising from reliance on website content
• Delays in processing or funding
• Any other indirect, special, or punitive damages

Use of this website and engagement with our services is at your own risk.

9. Financial Information Disclaimer

Nothing on this website constitutes financial, legal, or investment advice. All information is provided for general informational purposes only. You should seek independent professional advice before making any financial or legal decisions.

10. Referral and Affiliate Arrangements

Eido Capital may engage in referral or affiliate arrangements with third parties. Any such arrangements are governed by separate agreements and do not affect the client’s obligations under any facility agreement with Eido Capital.

11. Regulatory Position

Eido Capital is a registered credit provider under the National Credit Act 34 of 2005, NCR Registration Number NCRCP14553.

Where applicable, transactions are structured in accordance with the Act.

Certain transactions, depending on the nature of the applicant or the structure of the arrangement, may fall outside the scope of the National Credit Act. Eido Capital will advise applicants accordingly.

12. External Links

This website may contain links to third-party websites for information purposes only.

Eido Capital is not responsible for the content, accuracy, or practices of any linked third-party websites and does not endorse them.

13. Amendments

Eido Capital reserves the right to amend these Terms at any time without prior notice.

Updated versions will be published on the website. Continued use of the website following any amendment constitutes your acceptance of the revised Terms.

14. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of South Africa.

Any dispute arising out of or in connection with these Terms shall be subject to the jurisdiction of the Western Cape High Court, Cape Town.

15. Contact Details

For any queries relating to these Terms, please contact us: